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Letter from the President

Protect your Acount

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Privacy Statement

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Checking Accounts

Gold Club

Minimum balance to open: $50,000 and up

Minimum balance to avoid a fee:

Deposit limitations: Deposit Insurance-
The FDIC insures your deposits in various ownership categories - up to $250,000.00. Beginning December 31, 2010, deposits held in noninterest-bearing transaction accounts will be fully insured, regardless of the amount in the account, at all FDIC-insured locations, which include Home National Bank.

Fees and charges:

Additional Terms: Rate .20% to $149,999.99

Rate .25% $150,000.00 and up

Credit against fees:

Summary:

Description:

Free small safety deposit box

One free box of HNB checks

Free online banking

Unlimited check writing

Free notary


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