IRA Savings

IRA Savings:
Rate Information:	At our discretion, we may change the interest rate for this account. The interest rate on this account is 1.50% with an annual percentage yield of 1.51%. The interest rate and annual percentage yield may change at any time.
Compounding Frequency:	Interest will be compounded monthly.
Crediting Frequency:	Interest will be credited into this account monthly.
Daily Balance Computation Method:	Interest is calculated by the daily balance method that applies a daily periodic rate to the balance in the account each day.
Accrual of Interest on Non-Cash Deposits:	Interest will begin to accrue no later than the business day we receive credit for the deposit of non-cash items (for example checks) into your account.
Minimum Balance to Open:	The minimum balance required to open this account is $50.00
Minimum Balance to Obtain the Disclosed Annual Percentage Yield:	You must maintain a minimum daily balance of $50.00 in your account each day to obtain the disclosed annual percentage yield.
Minimum Balance to Avoid a Fee:	If your balance falls below $50.00 on any day in the month, your account will be subject to a $2.50 Service Fee for that month.
Deposit Limitations:	You may make unlimited deposits into your account.
Limitations on frequency of transfers:	During any calendar month or statement cycle of at least four weeks, you may not make more than four withdrawals or transfers to another account of yours. If you exceed the limitation set forth above in any statement period, your account will be subject to closure by the financial institution.